Real estate appraisal services for homeowners in the city of Saint Louis and Saint Louis County

Check out the top reasons Missouri homeowners hire Jonathan Burke & Associates:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To cut a mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a divorce in the state of Missouri, where real estate needs to be divided
  7. Settle an estate in Missouri by determining the true market value of real estate
Do you own a home in or near Saint Louis? Do you need help determining the price of your real estate? Contact Jonathan Burke & Associates.

At Jonathan Burke & Associates, we understand the particular needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.

Challenge Saint Louis County's assessment of your property

Let's say you live in a region that is going down -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an expert appraisal from Jonathan Burke & Associates is your #1 weapon when challenging your property tax assessment.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Jonathan Burke & Associates, we're veterans in helping folks just like you abolish unwanted and unneeded PMI insurance.

HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. A professional appraisal from Jonathan Burke & Associates can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for preciseness? An appraiser from Jonathan Burke & Associates can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though most review work is commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.